Make your payments directly to your loan servicer. The easiest way is to pay through automatic payments from your bank account. Contact your servicer for help making a payment or setting up automatic payments. If you’re not sure who your loan servicer is, go to StudentAid.gov/login to find out. If you have a Perkins Loan, contact the school where you received the loan. Your school or servicer can also help you if you can’t
afford your payment or think you might be late on your payment.